How are we establishing solid risk fundamentals?
members!


Why healthcare is expensive


Overpaying for claims


Underwriting in 3 minutes


Steps you can take


If you'd like to learn more

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$400K = $80M production * 50bps
We exist because the dysfunction of American healthcare finance requires constant innovation and custom solutions.
Let's journey down memory lane to remind you what's happened in the past 15-20 years...
Click the CONSOLIDATION button for a quick overview.
"Show me the incentives and I will show you the outcome."
- Charlie Munger
Premiums are largely based on your medical loss ratio (paid claims ÷ paid premium) from the prior year
Your medical loss ratio doesn't tell the whole story, it's important to calculate your Adjusted Loss Ratio
Building a high quality and sustainable healthcare plan may seem daunting. Focusing on 3 areas makes it realistic:

Plan? Members? Broker?